Considering your options

With YOUR BENEFITS, you play an active role in selecting your coverage at every open enrolment period. This includes reviewing your options (and deciding on increases and decreases to your coverage based on the evolving needs of you and your family), allocating your flexible dollars, and reexamining your optional coverage needs.

Few questions to ask yourself

Here are a few questions to help guide your decision-making:

Do you or your dependents require regular prescription drugs or health practitioner services?
What dental services do you use most often? Does someone in your family need orthodontic care?
Are you currently covered or eligible for benefits through your spouse’s plan?
How risk averse are you? For example, how much would you pay out of pocket for health expenses and could you manage a big expense on your own if one came up?
If something were to happen to you, what type of financial support would you want for your loved ones?
Are there any hereditary medical conditions that run in your family that you want to protect yourself against?

For more information, refer to the “Making choices” section of the Program Summary.

Program Summary